Why Bonds May Struggle in 2025—and What It Means for Your Portfolio
For decades, bonds were the go-to tool for generating steady income and reducing portfolio risk. But as we look ahead to 2025 and beyond, there are some real challenges on the horizon for the bond market that investors should be paying attention to.
Here’s what’s going on—and what it could mean for your long-term strategy.
Beyond the 60/40: Why Today’s Investors Are Looking to Alternatives
For decades, the 60/40 portfolio—60% stocks, 40% bonds—was the go-to strategy for long-term investors. It worked well in a world of stable interest rates, moderate inflation, and broad diversification across public markets.
But let’s be honest: we’re not in that world anymore.
Opportunity Zones Get a Major Upgrade: What the New OBBBA Law Means for Investors
If you’re an investor, advisor, or someone sitting on capital gains, you may have heard that Opportunity Zones just got a big boost. On July 4th, the President signed into law the OBBBA, a bill that gives the Opportunity Zone (QOZ) program a major facelift—and makes it permanent.
Let’s break down what changed, what it means for investors now, and how this could reshape the landscape for years to come.
Beyond Salary: Understanding Your Total Compensation
Compensation is more than just a number on a paycheck. Whether you're exploring new opportunities, preparing for a promotion, or evaluating your current benefits, it’s important to understand the full value of your total compensation—what you’re earning today and what it could mean for your long-term financial goals.
From equity and bonuses to benefits, time off, and flexibility, the most valuable aspects of your compensation may not be reflected in base salary alone. For professionals at any stage, especially those in leadership roles or high-demand fields, there might be more room to shape the offer than you expect.
The key is knowing what to ask for, how to assess the trade-offs, and how each component fits into your broader financial and career goals.